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Distinctive Properties
8022 W. Grandridge Blvd.
Kennewick, WA 99336Local: (509) 783-1431
Tag Archives: closing costs
Are Closing Costs Deductible?
The answer to whether closing costs are tax deductible — or mortgage interest and property taxes for that matter — is often maddeningly, “It depends.” Basically, you’ll want to itemize if you have deductions totaling more than the standard deduction, … Continue reading →
Posted in Real Estate News
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Tagged appraisal, average, bills, building, buying, cash, closing, closing cost, closing costs, cost, costs, debt, down payment, equity, expenses, home, home inspection, homeowner, homeowners, improvement, income, inspection, itemized deduction, loan, Mortgage, mortgages, owners, pending, price, property, property tax, real estate, realtor, tax, tax benefit, tax deductions, taxes
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Selecting a Mortgage Loan
Whether you’re shopping for new bed sheets or a new car, the drill is usually the same. Hit the reviews, check with friends, and scope out the best deal. After all, who wants to buy a car that racks up … Continue reading →
Posted in Real Estate News
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Tagged 30-year, appraisal, bill, bills, borrower, borrowers, buyers, closing, closing cost, closing costs, credit rating, credit score, estimates, financial, fixed rate, home, home buyer, income, interest, Interest Rate, interest rates, invest, investment, Lender, lenders, lending, loan, preapproval, pricing, property, real estate, real estate agent, residential, return on investment, tax, underwriting
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Home Appraisals Step by Step
Most people have deeply personal reasons for wanting to buy a home. Maybe it’s the bathroom that feels like a dreamy, modern spa. Or that two-tiered deck just made for parties. Your lender doesn’t care about the freestanding tub. Or … Continue reading →
Posted in Real Estate News
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Tagged agent, appraisal, appraisers, average, buy a home, buying, cash, closing, closing cost, closing costs, contract, earnest money, equity, estimates, home buyer, home prices, housing, housing market, Lender, loan, location, Mortgage, mortgage payments, negotiate, negotiating, neighborhood, offer, properties, property, renovation, seller, value
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8 Simple Rules for Negotiating Your Offer
Here’s the dream: Your offer is perfect, you don’t need to negotiate, and you can spend the next few weeks addressing more pressing home-ownership questions, like “Why is it called wainscoting?” and “Do I want a new couch in blush … Continue reading →
Posted in Prospective Homeowner Tips, Real Estate News
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Tagged agent, buyers, buying, closing, closing cost, closing costs, concessions, contract, counter, counteroffer, earnest money, home, home buyer, home inspection, home warranty, homeowner, homeowners, Lender, loan, market, negotiating, ownership, pre-approved, price, property, realtor, realtors, rent-back agreement
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Home-Buying Myths About Mortgages
Think you’re not ready to unlock home ownership yet? That the financial hurdles are too high? You may be short-changing yourself. Many of the things renters believe about home-buying are myths. Here’s the real deal. Myth: I Have to Put Down 20%. … Continue reading →
Posted in Real Estate News
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Tagged 15-year, 30 year fixed mortgage, 30 year fixed rate, 30 year mortgage, 30-year, accounts, agents, American dream, Applying for a home loan, Applying for a mortgage, appraisal, appraisers, assessors, bank accounts, banks offering low down payment loans, borrowers, borrowing, Budgeting, building your credit, buying a house, closing, closing cost, closing costs, closings, distinctive properties inc real estate, distinctive propoerties inc, down payment, downpayment, finding an agent, first time home buyers, first time home owners, Homebuyer, Houses, Houses for sale
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Lower Mortgage Rates May Sprout Early Spring Buying Season
Mortgage rates inched lower for the third consecutive week. Freddie Mac Chief Economist Sam Khater says the lower rates bode well for the spring home buying season, typically the busiest time of the year for home shopping. “Mortgage rates … … Continue reading →
Posted in Mortage/ Finance News, Real Estate News
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Tagged 15-year, 30 year fixed mortgage, 30 year fixed rate, Active, active resale, activities, adjustable rate mortgage, adults, affordable, affordable homes, affordable housing, apply, Applying for a home loan, Applying for a mortgage, appraisal, appraisers, ARM, average rate on 30 year fixed loan, balanced real estate market, Brokers, Budgeting, buy a home, buy a house, buyers, buying, buying a home, buying a house, closing, closing cost, closing costs, economy, fixed rate mortgage, home ownership, home sale, home sales, Homebuyer, Mortgage, Mortgage insurance rates, mortgage rates dip, mortgage rates fall, Purchasing a home
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Dos and Don’ts for a First-Time Home Buyer
Daily Real Estate News Purchasing a home for the first time is one of the most exciting and important decisions someone can make. Making a mistake in the process can be devastating. However, most first-time home buyer mistakes are easily … Continue reading →
Posted in Home Owner Tips, Real Estate News
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Tagged buy a home, buyers, buying, closing cost, closing costs, credit score, family, home buyer, Homebuyer, house, Interest Rate, interest rates, national association of realtors, offer, Purchasing a home, real estate, realtor, sell your home, WA
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5 Surprising (and Useful!) Ways to Save for a Down Payment
One of the biggest misconceptions of homebuying? The 20% down payment. Here’s how to buy with a lot less down. Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get … Continue reading →
Posted in Mortage/ Finance News
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Tagged borrowers, buy a home, buyers, buying, closing, closing cost, closing costs, contract, design, down payment, dream home, emotions, Fannie Mae, fast, FHA, government, Homebuyer, homeowners, house, houselogic, housing, hud, income, Lender, lenders, loan, look, money, Mortgage, national association of realtors, negotiate, offer, opportunities, price, real estate, real estate agent, realtor, Sale, Sales, seller, sellers, university, VA, veteran, Veterans, work
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Survey: Despite TRID, Closing Hiccups Persist
Daily Real Estate News | Friday, February 17, 2017 More than half of lenders last year gave loan estimates to home buyers that later had to be revised before closing, according to a new survey released by ClosingCorp, a provider … Continue reading →
Posted in Mortage/ Finance News
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Tagged borrowers, buyers, closing, closing cost, closing costs, data, home, home buyer, Homebuyer, insurance, Lender, lenders, loan, market, millennial, Mortgage, mortgage insurance, national association of realtors, October, real estate, realtor, Sale, Sales, taxes
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