7 Tips and Tricks to Keep Your Home Cleaner Longer

Use humidity, a car product, and more ‘wow’ ideas to save cleaning time.

Goldfish crackers spread and broken on gray carpet
Image: Micco Caporale for HouseLogic
  • When cleaning your home, why not do it in such a way that’ll keep your home cleaner with less effort?

Here are 7 ways to keep your house spring-clean fresh all year long:

#1 Use Humidity to Defy Dust

Low humidity levels cause static electricity. Not only does static attract dust, it makes the dust stick, so it’s difficult to remove. High humidity causes problems, too. It’s an ideal environment for dust mites. These microscopic critters are a double threat: They’re a common allergen, and they contribute to dust production. There are as many as 19,000 dust mites in half a teaspoon of house dust, according to the American College of Allergy, Asthma, and Immunology. Yuck!

What to do: Keep your home’s humidity level between 40% and 50%. That’ll eliminate static while decreasing dust mite growth. 

Tip: About 80% of dirt in homes walks in from the outside. Stop dirt with a bristly doormat before it’s tracked inside.

#2 Apply a Car Product to Keep Shower Doors Scum-Free

You can eliminate soap scum buildup by coating your glass shower doors with a rain-repellent product made for car windshields. When applied to glass, these products create an invisible barrier that causes water, oils, and debris (like soap suds) to bead and roll off.

A glass shower door with soap scum
BEFORE
A clean glass shower door
AFTER

Image: unOriginal Mom

What to do: Find this product anywhere that sells basic auto supplies. You’ll know it’s time to reapply when water stops beading on shower doors. Keep in mind, windshield rain repellents were made to treat glass, not plastic, so only use them on a glass door.

Another option: Automatic shower cleaners claim to let you clean your shower and tub less frequently — like every 30 days. After you finish bathing, the gadget will douse your shower and tub with a cleanser that prevents soap scum buildup while combating mold and mildew. You can buy automatic shower cleaners at most big-brand retailers, like Target and Walmart.

#3 Seal Your Stone Countertops

Natural stone countertops, including granite and marble, are porous, so if they’re not sealed, liquids like red wine, juice, or soy sauce can stain them. A countertop sealer repels stains by causing spills to bead instead of get absorbed. Most countertops are sealed when installed, but the sealant does wear down.

What to do: To keep your countertops in tip-top shape, reapply sealer twice a year. To see if you need a fresh coat, pour a tiny bit of water on your natural stone countertop. If the water doesn’t bead or doesn’t stay beaded for two to three minutes, it’s time to reseal.

Shopping for stone countertops? Slabs with lots of swirls or veins tend to be more porous, and, therefore harder to keep clean.

#4 Use Protectants on Furniture and Carpets

Protective furniture sprays and carpet sealants, like Scotchgard and Ultra-Guard, guard against inevitable spills by causing liquids to bead on the surface instead of being absorbed.

Some of these products also protect fabrics from fading and resist mold, mildew, and bacteria.

What to do: Apply the appropriate sealer once a year after a deep upholstery and carpet cleaning.

#5 Clean Your Oven the Old-Fashioned Way

Forget oven cleaners that promise an easy job. Most cleaners give off noxious fumes and make a horrible mess. The basic ingredient in many oven cleaners is lye, which can burn your eyes and your skin; it’s usually fatal if swallowed.

What to do: Use a wet pumice stone to scrape off dirt and grease. It’s faster than oven cleaner and toxin-free.

Tip: Need to wipe your range or anything else down? You can bust filth faster by heating up a clean, damp sponge or cloth in a microwave for 30 seconds before wiping with or without a cleaning product. Put on rubber gloves before you pick up that hot sponge.

#6 Do Quick Touch-Ups

Small cleaning projects prevent filth from building up. When you spot clean daily, you can prevent smudges from staining, banish dust bunnies, and even combat allergens.

Dry sweeper cloths, sponges, and cloth on a wood table
Image: Anne Arntson for HouseLogic
  • What to do: Create a spot-cleaning kit so you can address small, dirty situations in minutes.
  • Cleaning pads are great for eradicating dirty fingerprints on walls and light switches. 
  • Damp micro-cloths can reduce airborne dander when used daily to wipe down pets.
  • Dry sweeper cloths can quickly pick up dust and dry dirt off floors, shelves, and electronics.

Tip: Keep stored items cleaner longer by shutting closets, cabinets, and drawers, so circulating dust and dirt can’t get in.

#7 Update Your Light Bulbs

OK, It’s not really cleaning. But good lighting can make you and your home look and feel great — and help you spot that spill before it gets funky.

A room lit with low-wattage incandescent bulbs and compact fluorescents can look dark and dingy. “Daylight” bulbs brighten things up. These full-spectrum light bulbs mimic natural light, so they give better visual accuracy. Bonus: Like sunlight, these bulbs can boost your mood.

What to do: When shopping for bulbs, look for those marked “daylight” that have a range between 5,000 to 6,500 kelvins.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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5 Things That REALLY Will Put a Serious Dent in Your Energy Bills

Stop sending so much money to your utility company with these simple strategies.

Finger flipping off a light switch illustration
Image: Diego Schtutman/Shutterstock
  • Your Mexican beach vacation was great, but, man, those margaritas sure can put on the pounds. It’s been two months, and you’re still carrying around an extra tenner — despite a new running routine and a lot of #&*&@$ kale. So why isn’t your weight dropping?

It can be like that with energy bills, too. Almost half (47%) of the respondents surveyed by the Shelton Group, a marketing agency specializing in energy efficiency, claimed they made between one and three energy efficiency improvements to their home. But 89% of them said their energy bills didn’t go down.  

So, what’s up? We’re rationalizing, says Suzanne Shelton, CEO of the Shelton Group. “We think, ‘I bought these [LEDs], so now I can leave the lights on and not pay more. I ate the salad, so I can have the chocolate cake.’” Denial much?

It looks like we’re giving in to higher utility bills. But it doesn’t have to be that way.

You just need to know what improvements will make the biggest difference in lowering your bills. There are five, and the good news is they’re seriously cheap. You can go straight to them here, but there’s another thing you can do that doesn’t cost a dime — and will drop your costs:

Be Mindful About Your Relationship With Energy

Think about it. Energy is the only product we buy on a daily basis without knowing how much it costs until a month later, says Cliff Majersik, executive director of the Institute for Market Transformation, a research and policy-making nonprofit focused on improving buildings’ energy efficiency. 

With other services you get a choice of whether to buy based on price. With energy you don’t get that choice — unless you intentionally decide not to buy. You can take control by making yourself aware that you’re spending money on something you don’t need each time you leave home with the AC on high, lights and ceiling fans on, and your computer wide awake.

Related: Did You Know You Should Never Leave a Ceiling Fan on When You Leave a Room? 

That mindfulness is important, because your relationship with energy is intensifying. You (and practically every other person on the planet) are plugging in more and more. Used to be that heating and cooling were the biggest energy hogs, but now appliances, electronics, water heating, and lighting together have that dubious honor, according to Lawrence Berkeley National Labs, based on data from the U.S. Energy Information Administration, the research arm of the Department of Energy.

Energy is the only product we buy on a daily basis without knowing how much it costs until a month later.

— Cliff Majersik, executive director of the Institute for Market Transformation

Being mindful means it’s also time to banish four assumptions that are sabotaging your energy-efficiency efforts:

1. Newer homes (less than 30 years old) are already energy efficient because they were built to code. Don’t bank on it. Building codes change pretty regularly, so even newer homes benefit from improvements, says Susannah Enkema, vice president of research and insights with the Shelton Group.

2. Utilities are out to get us: They’ll jack up prices no matter what we do. It might feel cathartic to blame them. (Shelton’s research shows consumers blame utilities above oil companies and the government.) But to get any rate changes, utilities must make a formal case to public utility commissions.

3. An energy-efficient home is a healthier home, and people will pay more for that. Sixty percent of consumers surveyed by the Shelton Group said that telling someone that an energy-efficient home is a healthier home is an effective way to get people to spend $1,500 on efficient home features. Energy efficient features are associated with health benefits, but expecting a specific return is unrealistic.

4. Expensive improvements will have the biggest impact. That’s why homeowners often choose pricey projects like replacing windows, which should probably be fifth or sixth on the list of energy-efficient improvements, Shelton says.

There’s nothing wrong with investing in new windows. They feel sturdier; look pretty; can increase the value of your home; feel safer than old, crooked windows; and, yes, offer energy savings you can feel (no more draft).

But new windows are the wrong choice if your only reason for the project was reducing energy costs. You could replace double-pane windows with new efficient ones for about $9,000 to $12,000 and save $27 to $111 a year on your energy bill, according to EnergyStar. (The savings are higher if you replace single-pane windows.)  Or you could spend around $1,000 for new insulation, caulking, and sealing, and save 11% on your energy bill, or $227.

The 5 Things That Really Work to Cut Energy Costs

1. Caulk and seal air leaks. Buy a few cans of Great Stuff and knock yourself out over a weekend to seal around:

  • Plumbing lines
  • Electric wires
  • Recessed lighting
  • Windows
  • Crawlspaces
  • Attics

Savings: Up to $227 a year — even more if you add or upgrade your insulation.

Related: Lots of Homes Also Have This HUGE Air Leak 

2. Hire a pro to seal ductwork and give your HVAC a tune-up. Leaky ducts are a common energy-waster. 

Savings: Up to $412 a year.

3. Program your thermostat. Shelton says 40% of consumers in her survey admit they don’t program their thermostat for energy savings. She thinks it’s even higher.

Savings: Up to $180 a year.

4. Replace all your light bulbs with LEDs. They’re coming down in price, making them even more cost effective. 

Savings: $75 a year or more by replacing your five most frequently used bulbs with Energy Star-rated models.

Related: LED Bulbs Are Confusing, But Here’s a Guide to Help

5. Reduce the temperature on your water heater. Set your tank heater to 120 degrees — not the 140 degrees most are set to out of the box. Also wrap an older water heater and the hot water pipes in insulating material to save on heat loss.

Savings: $12 to $30 a year for each 10-degree reduction in temp.

NOTE: Resist the urge to total these five numbers for annual savings. The estimated savings for each product or activity can’t be summed because of “interactive effects,” says the DOE. If you first replace your central AC with a more efficient one, saving, say, 15% on energy consumption, and then seal ducts, you wouldn’t save as much total energy on duct sealing as you would have if you had first sealed them. There’s just less energy to save at that point.

Bonus Tip for More Savings

Your utility may have funds available to help pay for energy improvement. Contact them directly, or visit DSIRE, a database of federal, state, local, and utility rebates searchable by state. Energy Star has a discount and rebate finder, too.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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What Does Homeowners Insurance Cover?

You’d be surprised at what your home insurance policy doesn’t cover. Here’s what is and isn’t covered by your insurance.

homeowner-insurance-coverage
Image: Carol Yepes/Getty
  • What does your homeowners insurance cover? The short answer is: A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your home and possessions if they’re damaged or destroyed by these things:
  • Fire
  • Lightning
  • Windstorm (unless you live in a hurricane zone)
  • Hail (not available everywhere)
  • Explosion
  • Riots
  • Civil commotion
  • Aircraft  (and things falling from aircraft)
  • Vehicles (and things thrown from vehicles)
  • Smoke
  • Vandalism (although some policies exclude this)
  • Malicious mischief
  • Theft
  • Volcanic eruption

But many states don’t allow this basic policy to be sold. Instead, you have to buy an upgraded policy that covers more perils.

Upgraded Homeowners Insurance

That upgraded policy (called HO-2) adds protection to your home and possessions from even more perils. You get protection from everything on the HO-1 list (above) plus:

  • Falling objects
  • The weight of ice, snow, or sleet
  • Flooding from your appliances, plumbing, HVAC, or fire-protection sprinkler system
  • Damage to electrical parts caused by artificially generated electrical currents (such as a power surge not caused by lightning). But damaged electronics such as computers aren’t covered.
  • Glass breakage
  • Abrupt collapse (say from termite damage)

That same list applies to the homeowners insurance you buy for a condominium or co-op (except then it’s called HO-6 instead of HO-2).

With HO-1, HO-2, and HO-6, what you see is what you get. So if zombies attacked your home, your HO-1 or HO-2 wouldn’t cover the damage because zombies aren’t on the list of specific things those policies cover.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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4 Things to Do in February to Avoid a Yucky Spring

 A mud-remediation plan. That’s No. 1 on this short list.

image of cell phone reminder tasks for February to do this now with background of a heart stamped in snow
Image: Maggie Stuart for HouseLogic
  • That dark time when winter just won’t go is like that friend who can’t take a hint to leave.

Give a push with these four easy tasks that’ll help usher in spring.https://www.youtube.com/embed/IKUsLTerzzc?feature=oembed&enablejsapi=1HouseLogic

  • #1 Deep-Clean Your Entryway

Snow. Salt. Boots. Shovels. Your entryway floors, baseboards, rugs, and more have had a rough few months. Give that smallest of rooms some deep cleaning love now, before the salt crust becomes a permanent part of your entryway decor in spring.

#2 Make an Anti-Mud Plan

Rainboots in a mud puddle
Image: Amanda Voelker/Offset
  • Mud may be the least of your frozen worries now, but it’s a-coming.

Be prepared with a remediation plan. With your yard in its frozen-tundra state, you can easily see the troublesome spots.

Research potential ground cover, like gravel, a rain garden, decorative rocks, or the right grass that’ll soak it up. Then you’ll be ready to execute your anti-mud plan the moment it’s warm enough — and do it in time to keep the mud at bay.

#3 Organize Your Cleaning Closets and Laundry Room

A bright white laundry room with washer and dryer
Image: A. Peltier Interiors Inc., designer | Bethany Nauert Photography, photographer

This will not only breathe new life into these often-ignored areas, but perfectly pampered cleaning stations can seriously rev up your spring cleaning motivation.

#4 Hail a Handyperson

Handyman painting the wall in a house
Image: Kathrin Ziegler/Getty
  • Spring and summer are peak handyperson seasons. Skip the surge pricing and the agony of waiting for callbacks by hiring someone now. At least for the indoor chores.

Plus, you may be surprised at what outdoor chores can be done.

You’ll be spring-ready before the first flower buds.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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4 Fun and Useful Energy-Saving Projects

A super-cool laundry-drying rack and 3 more projects take your energy-saving efforts to the next level.

And, unlike those drafty windows you fixed, these projects are fun to brag about.

DIY Laundry Drying Racks

Drying rack | Saving Energy Ideas
Image: Debbie at Me and My DIY
  • Here’s an interesting tidbit: Laundry dryers account for 6% of the electricity used in the U.S. each year, according to a group that studies dryer efficiencies. That’s roughly the same amount of electricity consumed annually by the state of Massachusetts.  

That’s why we like this flat and compact DIY drying system by Debbie, from Me and My DIY. Although she made the rack inside a built-in wall unit, you can customize the design for a cabinet or even a closet. She simply used PVC piping and drawer slides. 

Tip: If you’re so inclined, you can calculate how much it costs to run your electric dryer annually.

  • Look up your dryer’s heating element rating in the manual.
  • Multiply the kilowatt rating by your hourly kilowatt cost.
  • Your total is the price you pay per load, per hour. For example: (Dryer’s kw rating) x (price per kwh) = price per load, per hour
  • Now multiple that amount by the number of loads you dry each month. If you pay 70 cents to dry a single load of laundry in one hour, and you dry 20 loads each month, that’s $168 per year, or (20 x .70) x 12 = 168.

Popular Reads

  1. DIY Frosted Windows

Tricia, from the blog Making It Feel Like Home, used cool frosted contact paper on the small windows by her front door. Although the paper she selected adds privacy, you’ll score a two-fer by using insulating window film instead. 

Tip: Some films reduce radiant heat transfer through glass by as much as 50%.

Depending upon the type of film you select and the amount of area covered, you can:

  • Help keep a room cool in the summer and warm in the winter.
  • Cut UV exposure, so furniture fabrics won’t fade.
  • Strengthen windows for added security. 

Window film starts at around $1.50 per square foot.

See how Tricia created this project and where to download the stencil she used here.

DIY Rain Barrel

Rain barrel energy efficiency
Image: Rebekah Greiman of Potholes and Pantyhose.com
  • When Rebekah Greiman of Potholes and Pantyhose.com discovered that an inch of rainfall on a 1,000-sq.-ft. roof produces 600 gallons of water, she decided to make two rain barrels. Now she waters her yard and garden for free.

You can see how Rebekah transformed a recycled pepper barrel into her own private water reservoir here.

Tip: A rain barrel will help most homeowners save about 1,300 gallons of water during peak summer months, according to the Environmental Protection Agency. 

Related: Save Money and Water with a Rain Barrel

  • “Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”
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Can I Claim the Mortgage Interest Deduction?

Details can be tricky. Double-check yourself with these tax rules affecting homeowners.

Connect-the-dots of a house with a red pen lying on top
Image: Ikon Images/Offset
  • Like most homeowners over the past couple of years, you may have discovered that you can no longer write off your property taxes or claim the mortgage interest deduction.

That doesn’t necessarily mean your taxes went up. The change is because the standard deduction nearly doubled starting in 2018, negating many homeowners’ need to itemize their home-related expenses. Here’s a roundup of the rules affecting homeowners.

Related: Are Closing Costs Tax Deductible?

Standard Deduction

The standard deduction is the amount everyone gets to claim whether they have actual deductions or not. It skyrocketed after the 2017 tax law changes, and has gone up again due to inflation adjustments for tax year 2022. It’s now $25,900 for married, joint-filing couples (up from $25,100 in tax year 2021). It’s $19,400 for heads of household (up from $18,800). And $12,950 for singles (up from $12,550).

Many more people now find the standard deduction is higher than their itemizable write-offs. In fact, the proportion of filers who now find it advantageous to itemize their deductions (including mortgage interest and property taxes) under the new rules has fallen from about one in three to around one in 10. 

“This doesn’t necessarily mean that those who no longer itemize will pay more taxes,” says Evan Liddiard, a CPA and director of federal tax policy for the National Association of REALTORS® in Washington, D.C. “It just means that they’ll no longer get a tax incentive for buying or owning a home.”

So are you still itemizing, or are you now in standard deduction land? If the answer is standard deduction, you’ll find that your tax forms are slightly simpler when you don’t itemize, says Liddiard. But the trade-off is that our tax system no longer gives most homeowners a tax advantage over those who rent. Find instructions for IRS Form 1040 here.

Mortgage Interest Deduction

The tax law caps the mortgage interest you can write off at loan amounts of no more than $750,000. However, if your loan was in place by Dec. 15, 2017, the loan is grandfathered, and the old $1 million maximum amount still applies. Since most people don’t have a mortgage larger than $750,000, they won’t be affected by the limit.

But if you live in a pricey place (like San Francisco, where the median housing price is well over a million bucks), or you just have a seriously expensive house, federal tax laws may mean you’re not going to be able to write off interest paid on debt over the $750,000 cap.

State and Local Tax Deduction

The state and local taxes (SALT in CPA lingo) you pay — including income (or sales in states without a state income tax), and property taxes — are itemizable write-offs. But, the tax rules say you can’t deduct more than $10,000 for all your state and local taxes combined, whether you’re single or married. (It’s $5,000 per person if you’re married but filing separately.)

The SALT cap is bad news for people in areas with high taxes. The majority of homeowners in around 20 states have been writing off more than $10,000 in SALT each year, so many will lose some of this deduction. “This is going to hurt people in high-tax areas like New York and California,” says Lisa Greene-Lewis, CPA and expert for TurboTax in California. Typical New Yorkers, for example, were taking SALT deductions around $22,000 a household.

Rental Property Deduction

If you’re a landlord, there are no limits on the amount of mortgage debt interest or state and local taxes you can write off for rental property. And you can write off operating expenses, like insurance, lawn care, and utilities on Schedule E.

Home Equity Loans

You can still write off the interest on a home equity or second mortgage loan (if you itemize). But you may do so only if you used the proceeds to substantially better your home and only if the total, combined with your first mortgage and any mortgages on a second home, doesn’t go over the $750,000 cap ($1 million for loans in existence by Dec. 15, 2017). If you used the equity loan to pay medical expenses, take a vacation, or anything other than major home improvements, that interest isn’t tax deductible.

Here’s a big FYI: If you took out an equity loan before the 2017 tax changes and used it to, say, pay your child’s college tuition, you can no longer write off that interest. 

Mortgage Debt Forgiveness and Mortgage Insurance Premiums

Two deductions that have come and gone a number of times have been enacted yet again.

If you sold your primary residence short and had part of your mortgage debt forgiven by the lender, you don’t have to pay tax on the amount of debt discharged, at least through the end of 2025.

Also back through tax year 2021 is the deduction for private mortgage insurance. Keep in mind, however, that it’s only relevant to itemizers making not more than $109,000 per year.

4 Tax Tips for Homeowners

If the mortgage interest and other deductions elude you, these strategies might help reduce your tax obligation.

1. Single people may get more tax benefits from buying a house, Liddiard says. “They can often exceed the standard deduction more quickly than can married couples. This is because a house for one is not half the price of a house for two.” You can check how much you’re likely to owe or get back under the new law on this tax calculator.

2. Student loan debt is deductible, up to $2,500 if you’re repaying, whether you itemize or not. However, there are income limitations for this deduction.

3. Charitable deductions and some medical expenses are itemizable. If you’re generous or have had a big year for medical bills, these, added to your mortgage interest and state and local taxes, may be enough to bump you over the standard deduction hump and into the write-off zone. Keep in mind, however, that medical expenses are deductible only the the extent that they exceed 7.5% of your adjusted gross income.

4. If your mortgage is over the $750,000 cappay it down faster so you don’t eat the nondeductible interest. You can add a little to the principal each month, or make a 13th payment each year.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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The Best Time of Year to Buy Things for Your Home

When to look for sales on mattresses, appliances, tools, furnishings, and materials.

best-time-to-buy-comforter-red-blankets
Image: raw/Getty
  • Buying stuff can be stressful. Cheap out and you could regret it. Overspend and you’ll cut into your budget. Knowing the best time of year to buy appliances and other household items can lessen the anxiety.

Here’s a list of the best time of year for sales — or download the one-page calendar here.

Furniture: January and July

Blue couch with four patterned pillows and one on the floor
Image: Winter’s Moon
  • You could save 30% to 60% buying furniture in January and July, as stores try to clear out inventory and make way for new pieces, which manufacturers introduce in February and August.

Floor samples especially often sell for a song, so don’t hesitate to ask.

Storage Essentials: January and August

Two white square baskets full of multi-colored toys on floor
Image: Liz Foreman for HouseLogic
  • In August, retailers slash prices and offer free shipping on shelving, organizing systems, baskets, and storage bins, baiting parents who are packing kids off to college or getting organized for a new school year. (No offspring? No problem. Proof of parenthood isn’t required to qualify for deals.)

It happens again in January, when stores roll out more sales — and selection — to help you find a home for all those holiday gifts and meet your organizing goals for the New Year.

Linens and Towels: January

Towels of assorted textures and colors stacked neatly
Image: Micco Caporale for HouseLogic
  • Department store “white sales” — launched in 1878 — are still a favorite marketing tactic and make January the best time to binge on high-quality bedding and towels. If the exact color or style you’re seeking is out of stock, ask in-store for a rain check, so you can get exactly what you want at the price that can’t be beat.

Major Appliances: January, September, October, and the Holidays

Baby blue stove with stainless steel hood in white kitchen
Image: Big Chill Appliances
  • The prices on this year’s appliances bottom out when they suddenly become last year’s models. Except for refrigerators (more on that below), you can pick up last year’s models for way less in September, October, and January, when stores are making room for new inventory.

For good deals on this year’s models, wait for Black Friday and the holidays. The season rivals inventory clear-out bargains as the best time of year for sales on appliances. And if you’ve got more than one appliance on the fritz, holidays are often the time to find incentives for buying multiple items.

Mattresses: February and May

A man and boy relaxing on a bare king mattress
Image: Ariana Falerni/Offset
  • Even the most obscure holiday seems to inspire mattress sale commercials. Annoying, yes, but also a reminder that you should never pay full price for a mattress. The best time of year for sales is February (courtesy of Presidents’ Day) and May (Memorial Day).

Many department stores offer coupons for additional savings on the sale price, while specialty chains — which have the biggest markups — can drop prices 50% or more. But don’t waste your time price shopping: Manufacturers have exclusive deals with retailers for each model, so the only way to find a lower price is to snuggle up to a different mattress.

Refrigerators: May

Woman in workout clothes hugging stainless steel fridge
Image: @larissa_deanne
  • Unlike other big-ticket appliances, new fridges are released in May. Combine the need for retail turnover with Memorial Day sales, and you get epic savings nearly all month long, making it the best time of year to buy a new refrigerator.

Snow Blowers: March and April

Person in blue parka using snowblower to clear sidewalk path
Image: Chiyacat/Getty
  • The best time to pick up a low-cost snow blower is exactly when you DON’T need it: in March and April. That time of year, no store wants them taking precious floor space away from spring merch like patio furniture and grills.

Vacuums: April and May

Human and tabby cat watching Roomba on wood floor
Image: Evan Axelson
  • New vacs debut in June, so last year’s models go on sale in April and May — just in time for spring cleaning.

Roofing: May

Two men work on a gray shingled roof with houses in distance
Image: Eddy Garcia
  • For the lowest price on materials, buy in May.

But if you’re paying a pro to install a new roof, contractor rates begin their climb April 1 and stay high through fall. So if weather allows for wintertime installation, you could save big.

Gas Grills: July and August

Autumn view of brick and stainless steel outdoor grill
Image: Bruce Saunders Photography and Outdoor Artisan, LLC
  • Come July 5, there’s still smoke in the air from Fourth of July fireworks, but stores are already moving on to Halloween, with Christmas not far behind. So, they’ll cook up juicy savings on grills and other summer staples in July and August. Sales peak by Labor Day, so you could pick up a new grill and still have time to host one final summer hurrah.

Lawn Mowers: August, September, and May

Tween boy in blue mowing lawn outside light green house
Image: Inti St Clair/Getty
  • August and September are the perfect time to retire an ailing mower. You’ll find the lowest prices of the year (but also the slimmest selection) as stores replace mowers with snow blowers. Retailers also kick off the season with sales every April. You generally won’t save quite as much, but you’ll have more choices.

Perennials: September

Purple and pink hydrangeas against black fence on white home
Image: Rock & Rose Landscapes
  • Unlike nonperishable goods, there’s not much retailers can do with last season’s perennials, so September brings savings of 30% to 50% and two-for-one offers on plants like hostas, daylilies, and peonies. And note that independent gardening stores can typically offer deeper discounts than big chains.

Cooler weather also makes this a great time of year to plant. How’s that for a win-win? If you prefer planting in the spring, many nurseries offer 10% to 20% off when you pre-order in February or March.

Power Tools: June and December

Blond woman in gray sweater assembling cabinet with drill
Image: Niamh Scott of @waitandsee.ie
  • Power tools are a favorite go-to gift for Father’s Day and the holidays, so June and December are the best time to buy tools like cordless drills.

Paint: January, May, July, November, and December

Brown wood desk in front of salmon wall with white door
Image: Britt Herron
  • Prices for interior and exterior paint bottom out when the mercury (and demand) falls — in November, December, and January, but also when it rises back up, in May and July.

HVAC Equipment: March, April, October, and November

White smart thermostat on textured wall leading into office
Image: Ian Grossman – Austin, TX Realtor®
  • Just like with snow blowers, the best time to buy furnaces and whole-house air-conditioning systems is when you don’t need them. Prices are lowest during months with moderate temperatures — generally March and April, then October and November.

Many installers also run promotions during these slow seasons to help load their books. They also may be more willing to negotiate a lower price or throw in a free upgrade like a fancy thermostat.

Flooring: December and January

Dining area with herringbone flooring and tiled fireplace
Image: Suzy Broome
  • From mid-December into January, homeowners tend to take a break from major remodeling projects because of the holidays. Flooring retailers and installers are looking for business, so that gorgeous wide-plank flooring or luscious carpet can be yours for an even more scrumptious price. Happy holidays to you.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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You Only Think It’s True: 10 Myths Costing You Time and Money

Save your cash for more important things, like, you know, your mortgage.

home maintenance myths that cost money man holding a money bag between a miniature yellow house split in half
Image: PM Images/Getty
  • You can’t swing a tool belt without hitting a website or TV network offering tips on taking care of your digs. Save money by watering your lawn at night! No, water it in the morning! No, dig it up and replace it with a drought-hardy meadow!

Throw in the info you pick up from well-meaning friends, and there’s a sea of home care truisms out there, some of which can sink your budget.

Myth 1: Stone Countertops Are Indestructible

A cracked gray and pink marble stone countertop
Image: Marble Lite Inc.
  • Fact: Even rock can be damaged.

Marble, quartz, travertine, soapstone, and limestone can all be stained. Regular household cleaners can dull their surfaces over time. And marble is maddeningly fragile — it’s the prima donna of stone.

Marble is easy to scratch. It’s easy to stain. Here’s the worst part: Mildly acidic substances like soda, coffee, lemon juice, even hard water will eat into marble, creating a cloudy, dull spot in a process known as etching.

“Spill a glass of wine on a marble counter and go to bed without cleaning it. The next morning you’ll have a problem,” says Louwrens Mulder, owner of Superior Stone in Knoxville, Tenn.

And while stone counters won’t crack under a hot pot, such direct heat can discolor quartz or marble, says Mulder. So be nice to your counters, no matter what they’re made of. And note that the best rock for your buck is granite. “It doesn’t stain or scratch. It’s tough because it’s volcanic rock,” Mulder says. Which means it can stand up to all the merlot and barbecue sauce you can spill on it.

Myth 2: Your Smoke Detector’s Test Button Is Foolproof

home maintenance myths that cost money a lit burning match held up to an outdated smoke detector
Image: Maggie Stuart for HouseLogic
  • Fact: The test button doesn’t tell you what you really need to know.

Yes, check your smoke detector twice a year. But all that test button will tell you is whether the alarm sound is working, not if the sensor that detects smoke is working. Pretty key difference there.

The best way to check your device is with real smoke. Light a long, wooden kitchen match; blow it out; and hold it near the unit. If the smoke sets off the alarm, it’s working. Replace the batteries if the smoke doesn’t set off the alarm. If the smoke detector still doesn’t work after that, you need a new one. And replace those batteries once a year anyway, because dead batteries are the No. 1 reason smoke detectors fail.

Myth 3: Gutter Guards Are Maintenance-Free

Fact: You gotta clean gutter guards, too.

Gutter guards keep out leaves, but small debris like seeds, pine straw, and flower buds will still get through.

Gutter guards can lessen your work, though — sometimes a lot. Instead of shoveling out wheelbarrow loads of leaves and other crap twice a year, you might just need to clean them every two years. But if there are lots of trees in your yard, once a year might be necessary.

Myth 4: A Lemon Is a Great Way to Clean a Disposal

Lemons ready to be added to a disposal
Image: Anne Arntson for HouseLogic
  • Fact: While wanting to use natural cleaners is admirable, most of them will damage your disposal and pipes over time.

The lemon’s acidic juice will corrode the metal parts of your disposal. The mixture of salt and ice contains metal-eating acid, too. The coffee grounds are abrasive enough to clean the gunk off the blades and make it smell like a cup of Americano, but they’ll accumulate in pipes and clog them.

The best natural cleaner for your disposal is good old baking soda. It’s mildly abrasive, so it will clean the blades. But it’s a base, not an acid, and won’t damage the metal. Best of all, a box with enough baking soda big enough to clean your disposal twice costs about a buck.

Myth 5: Mowing Your Lawn Super Short Means You’ll Mow Less Often

Fact: You might not have to mow as often, but your lawn will look like awful.

Cut that grass under an inch high, and you’ll never have to mow again because your grass will die. Mowing a lawn down to the root — a screwup known as scalping — is like cutting all the leaves off a plant.

Grass blades make and store your lawn’s energy. Removing more than a third of the length of the blade will leave your grass too weak to withstand weeds and pests. It also exposes the roots to the sun, causing the lawn to dry out quickly. Leave one to three inches of grass above the roots to keep your lawn lush.

Myth 6: CFLs Cost Too Much and Are Dangerous

Fact: CFLs (compact fluorescent lights) have come down in price since they first hit the market and don’t contain enough mercury to cause any harm.

You can buy a package now for less than $3. And replacing one incandescent bulb with a CFL will save nearly $40 a year for the life of the bulb in replacement costs alone, says Save on Energy. The major benefits of an Energy Star-rated CFL include using about 75% less energy than a standard incandescent and lasting up to 10 times longer.

And CFLs are a safe option. Using CFLs (and other fluorescent bulbs) instead of incandescent bulbs lowers your exposure to mercury indirectly, because they use less electricity than incandescent bulbs. That means the coal-fired power plants that spew mercury into the air each year won’t have to run as long to keep our houses lit. Fewer toxins, lower power bills. What’s not to love?

Myth 7: A Trendy Kitchen Redo Will Increase My Home’s Value

home maintenance myths that cost money HDR shot of an outdated kitchen with wood paneling and avocado-green counters old appliances and light fixtures
Image: Martin Deja/Getty
  • Fact: Décor trends come and go as fast as viral videos.

Remember those Tuscan-style kitchens with mustard gold walls, ornate cabinets, and medieval-looking light fixtures that were the must-have of the late ’90s and early aughts?

Today, they’re as dated as flip phones. Instead of remodeling in the latest look, which costs an average $45,000, according the the National Association of REALTORS® “Remodeling Impact Report,” try repainting in on-trend colors, which costs $600 to $1,320, according to FixR. If you do opt for a full remodel, choose elements like Shaker cabinets, wood floors, and subway tile, a timeless style you’ll love 10 years from now.

Myth 8: A Contractor Recommendation from a Friend Is Good Enough

Fact: Good contractors have more than just your buddy to vouch for them.

Your neighbor’s rec is a good start, but talk to a couple of sources before you hire anyone. Check the contractor’s reviews on Angie’s List or other online rating sites.

Ask a local building inspector which contractors meet code on the properties they inspect. Ask the contractor for the names of past clients you can talk to, how many other projects they have going, how long they’ve worked with their subcontractors, and if they routinely do projects the size of yours.

Look at this as a job interview where the contractor is an applicant and you’re the hiring manager. Make them show you they’re the one for the work.

Myth 9: Turning Off Your AC When You Leave Saves Energy

Fact: Turning off the air conditioner when you leave could actually cost you money.

That’s because when you turn it back on, all your savings will be lost as the unit works overtime to cool your hot house. A better way to save on utilities is to turn the thermostat up or down (depending on the season) 5 to 10 degrees when you leave, says home improvement expert Danny Lipford of TodaysHomeowner.com.

And the best option? “Install a programmable thermostat,” he says. Even better, buy one you can control remotely with your smartphone and adjust the temperature before you get home. Because thermostats you have to touch are so 1998.

Myth 10: Permits? We Don’t Need No Stinkin’ Permits

Fact: You do.

Let’s say your neighbor’s brother-in-law, Cecil, is an electrician. Cecil can rewire your kitchen in a weekend because he won’t inconvenience you with a permit. Should you hire Cecil? No. Building codes protect you. From Cecil. Getting a permit means an inspector will check his work to make sure he didn’t screw up.

Plus, if your house burns down in an electrical fire and your insurance company finds out the work was done without a permit, it won’t cover your loss. Check with your local planning or building department to find out if your project needs a permit. If it does, get one.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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Roofing: Repair or Replace?

Deciding whether to repair or replace roofing is largely an exercise in timing — you don’t want to reroof too soon and waste money, but you don’t want to wait too long either.

old-roof-repair-replace-white-house-damaged-shingles
Image: MICHELANGELOBOY/Getty
  • Eventually, all roofs wear out and need to be replaced. In a tight economy, the decision about when to repair it is especially weighty. If you do it too soon, you’ll waste money. But if you wait too long, you’ll end up with leaks and expensive water damage. To get the timing right, you need to know how to assess your roof’s overall condition. That way, you can identify early signs of roof failure.

A new roof was the exterior remodeling project with the highest ROI (tying with a new garage door), according to the National Association of REALTORS® 2022 “Remodeling Impact Report.”® The ROI came in at $12,000, matching the project’s $12,000 average national cost. More than half of the consumers surveyed said they invested in a new roof because they wanted to upgrade worn-out surfaces, finishes, and materials. They were happy with the results, giving the project a joy score of 9.2 out of 10.

Despite those impressive stats, if most of your roof is still in good shape, a spot repair makes sense. But if the roof shows signs of wearing out or is more than 20 years old, replacing it may be the smarter choice.

Be Alert to Early Signs of a Roof Leak

If you check your roof’s condition at least annually, you should be able to plan for necessary repairs. Early signs of trouble include:

  • Dark areas on ceilings
  • Peeling paint on the underside of roof overhangs
  • Damp spots alongside fireplaces
  • Water stains on pipes venting the water heater or furnace

From the outside, you can assess your roof’s health by viewing it through binoculars. Warning signs include:

  • Cracked caulk or rust spots on flashing
  • Shingles that are buckling, curling, or blistering
  • Worn areas around chimneys, pipes, and skylights

If you find piles of grit from asphalt roof tiles in the gutters, that’s a bad sign. The granules shield the roof from the sun’s damaging ultraviolet rays. Black algae stains are just cosmetic, but masses of moss and lichen could signal decay underneath the roof.

If you’re inspecting on your own and find worrisome signs, get a professional assessment. That’s an especially good idea if the roof is old or there has been a storm with heavy wind or hail. The national average cost is $210. Some roofing companies will do a very basic inspection for free before performing the work. Certified roof professionals from the National Roof Certification and Inspection Association charge based on the market.

When Repairs Make Sense

You can usually repair a leak in a roof that is otherwise sound. The cost might range from $10 if you just need to squirt some roofing mastic into a gap alongside chimney flashing, to $300 to $1,000 to fix a leak in a roof valley. If something sudden and unforeseen, like a windstorm, causes a leak to appear, your homeowner’s insurance will probably cover the repairs. But you’re still responsible for limiting the damage, so put out buckets and try to get a local roofer to spread a tarp while you arrange for repairs. Insurance may not cover problems that stem from a worn-out roof or lack of maintenance.

The Cost of Re-roofing

Stripping off old roofing and starting over typically costs about $4 a square foot for an asphalt roof on a one-story house with no penetrations or valleys. Or, you may be able to leave an existing single layer and add a second layer on top of it. A roof overlay is significantly less expensive and could cost 20% to 40% less than a replacement. This might seem like a smart way to save, but unless you’re so pressed for cash that your only other option is to risk leaks, it’s false economy.

The second layer won’t last as long — only about 15 years rather than the standard 20. And you won’t get new flashing or underlayment or the opportunity to upgrade to features that make a roof stronger. Plus, when you sell, your re-covered roof will look a little lumpy, and potential buyers may interpret the two layers as a sign that other home improvements were also done on the cheap.

Make Sure to Factor in Hidden Costs

When you evaluate bids, don’t just look at the total. A bare-bones estimate might include a single layer of 15-pound building paper under the roofing. However, a better but more expensive bid includes 30-pound paper plus self-stick rubbery material along the eaves to protect against damage from ice dams. Bids might also differ in whether they include the cost of disposing of the old roofing, hourly rates for structural repairs, and gutter-related costs.

Once you settle on a contractor, check whether the company is licensed and insured. Also discuss how the crew will minimize landscaping damage and who will pay for any that occurs. Schedule the roof work during dry weather if possible, so your lawn takes less of a beating. You’ll sleep better, too, if you’re not worrying about rain coming in when the roof is half-done.

Get the Most From a New Roof

A new roof isn’t something most families are thrilled to buy. But getting multiple benefits from it makes it easier to shell out the money. As part of a new roofing project, you can incorporate many features that make your home more environmentally friendly. Some of those may qualify for a federal tax credit to offset the cost, using IRS Form 5965. You can also choose roofing that’s more resistant to fire or damage from wind and hail. And that may qualify you for a discount on your homeowner’s insurance policy.

“Visit HouseLogic.com for more articles like this.  Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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