Tag Archives: kennewick WA

2013 Tri City Home and Garden Show This Weekend

Looking for something to do this weekend, perhaps you are looking for a few creative ideas for your home or even looking for a contractor. The Tri City Home and Garden Show is this weekend, starting February 22nd and going … Continue reading

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UNDERSTANDING ADJUSTABLE RATE MORTGAGES

INTRODUCTION TO ARMs Anadjustableratemortgage(“ARM”)isaloanwheretheinterestrateandmonthlypayment arenotfixed, butchangeperiodicallyduringthelifeoftheloantocorrespondwithmovementsinanindexrate. The conceptofadjustableratefinancingisbasedontheborrowerandthelendersharingtherisksofa fluctuatingeconomy. Ifinterestratesrise,theborrower’sinterestrateandmonthlypaymentincrease;if interest rates fall, the borrower’s interest rate and monthly payment decrease. This article is intended to provide basic information about ARMs, and to assist home buyers in understanding and comparing … Continue reading

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10 Ways to Make Your House More Salable

If you are thinking of putting your home on the market or maybe you just did, here are a few ways to boost the appeal of you home. 1. The biggest issue to date is clutter, so naturally the first … Continue reading

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FHA set to raise premiums on mortgage insurance

The Federal Housing Administration (FHA) announced on Wednesday, Jan 30th that premiums on most of the new mortgages it insures will be raised by 10 basis points, or 0.1%. The FHA is the largest insurer of low down payment mortgages … Continue reading

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Home Tax Deductions You May Be Missing

With tax season in swing here are a few deductions you may have been missing out on. You will have to itemize you return, but you just might get a better return by doing so. 1. MORTGAGE INTEREST DEDUCTION: You … Continue reading

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How “fiscal cliff” deal affects homeowners

Here’s a quick look at how the “fiscal cliff” deal passed by Congress on New Year’s Day 2013 affects homeowners (for now): • current tax rates for all households earning less than $450,000, and $400,000 for individual filers remain in … Continue reading

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Tips to keeping your home warm & cost effective

With winter in full swing here in the TriCities our energy costs are on the rise, so here are a few tips to keeping those costs down that are not too late to implement. 1. Check for drafts around windows … Continue reading

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Thinking of Remodeling?

With the tax return season nearing, some of you may be thinking of remodeling your home. Here are some tips on finding the right contractor and avoiding the less reputable ones.  Before you open your phone book and start randomly … Continue reading

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Slow But Steady Growth in Tri City Home Sales

Real estate agents in the Tri City area are feeling positive over the 2% increase in home sales last year, which was comparable to the year 2011. Modest growth and average sale prices means steady growth, which is good as … Continue reading

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